XM.com review – real broker or scam to avoid?

xm logo


XM is a trading name of Trading Point of Financial Holdings Ltd, a financial services provider of online trading on currency exchange, commodities, equity indices, precious metals and energies, serving clients from over 196 countries worldwide. With international service coverage and a growing number of branch offices from Europe to Asia, XM follows a unified set of business standards. XM operates its services in compliance with ASIC (reg. no. 443670) and CySEC (reg. no. 120/10) and according to the regulatory guidelines of the EU financial authorities that the company is registered with. XM’s regulatory background guarantees corporate business transparency for all trading instruments offered, including collaboration with multiple liquidity providers to offer the best spreads, liquidity and risk management to protect clients’ investments.

Within just a few years, the company has reached a client base of 500,000 and gained corporate reputation thanks to customer loyalty. The tightest spreads, zero rejection of orders, no re-quotes, and best execution policy safeguard the interests of XM clients.




  • 8 MT4-based full-feature trading platforms
  • Micro, Standard, Zero Accounts
  • Free, unlimited Demo Accounts
  • Minimum deposit starts from $5
  • Flexible leverage up to 888:1xm website
  • Spreads as low as 0 pip
  • Trading orders executed in less than 1 second
  • Automatic and instant processing of funds deposits
  • Deposits and withdrawals in over 26 payments methods
  • Client funds in segregated accounts with tier 1 banking institutions
  • Negative balance protection
  • Free trading signals in 24 languages
  • Daily forex news, technical analysis, market review
  • Free live webinars in over 10 languages
  • 24/5 multilingual support in over 20 languages



xm trading platform

XM clients gain instant access to the real-time markets through the enhanced MetaTrader4 platform for both Windows and Mac operating systems and with full access to the entire set of MT4-based platforms through one single account. Moreover, the XM MT4 mobile applications for Apple and Android enable full trading account functionality and seamless trading.

– MT4 for PC

– MT4 for Mac

– MT4 Multiterminal

– MT4 WebTrader

– MT4 for iPhone

– MT4 for iPad

– MT4 for Android

– MT4 for Android tablet



 xm trading platforms

XM clients can invest in over 50 currency pairs, the top most traded commodities, equity indices, precious metals and energies with instant access to the global markets, real-time pricing with price updates three times per second, as well as with no extra fees or commissions.

For the sake of proper risk management, XM ensures negative balance protection and offers clients a flexible range of leverage from 1:1 to 888:1, with the option to either increase or decrease the initially chosen level of leverage that best suits their investment goals.


Micro and Standard Account Features

– Flexible leverage up to 888:1

– Spreads as low as 1 pip

– Over 100 instruments to trade on

– Possibility to trade with micro and standard lots

– Zero fees on deposits and withdrawals


Zero Account Features

xm zero account

The XM Zero Account features ultra-thin spreads as low as zero pips, matched with the outstanding execution speed and technology of XM on the enhanced MT4 trading platform.

– Leverage up to 500:1

– In USD, JPY, EUR base currencies

– 56 currency pairs, gold and silver

– 1-click trading

– VPS service



Funds deposits are automatically and instantly processed.

– Over 26 worldwide known payment methods

– Credit cards, electronic payment, wire transfer, local bank transfer

– No fees or transaction charges

– Over 10 transfer currencies

– Secure Socket Layer (SSL) technology


XM Cards

The prepaid XM Cards, which are directly connected to clients’ trading accounts, enable safe and convenient fund withdrawals from any part of the world.

Given the special features of the XM USD MasterCard and the XM EUR MasterCard, it is even possible for your clients to easily transfer funds between their trading accounts and their XM Cards without any charges.


– Accepted worldwidexm mastercard

– Used for cash withdrawals at ATMs

– Suitable for purchases at stores or online

– With free online statements

– With 24/7 online customer support



The XM market experts offer daily updates on all major trading sessions in several languages, along with multiple daily briefings on the major events that shape the global markets.


– Market analysis with daily coverage of the European and Asian sessions

– Real-time forex news streaming

– Economic calendar with access to over 100 economic indicators from the world’s economies

– Free trading signals on 10 financial instruments, delivered 2 times a day

– Free live webinars in over 10 languages, 5 days a week

– Free MT4 video tutorials

– Non-stop and seasonal bonuses, infinite cash rewards.



The selection of XM trading bonuses for new and existing clients, along with the XM Loyalty Program, are incentives designed to help traders, whether beginner or seasoned, to reach their investment goals with higher confidence.


$30 No Deposit Bonus for New Clients xm bonus

– Automatically credited

– All profits earned instantly withdrawable


50% Deposit Bonus up to $500 + 20% Special Bonus up to $5000

– Instant bonus crediting

– Available from deposits starting from as low as $5


The XM Loyalty Program relies on customer loyalty, and clients are rewarded by offering them the chance to earn infinite loyalty rewards and trade with enhanced capital for better results.

– 4 loyalty statuses periodically upgraded

– Credit bonuses can be redeemed for cash

– Each loyalty status increases the amount of XM Points



– Awarded Best FX Technology Provider 2014 at the 10th China International Investment & Finance Expo, Guangzhou

– Awarded Best FX Technology Provider 2014 at the 6th Saudi Money Expo, Saudi Arabia Expo & Conference 2014

– Awarded Fastest Growing Broker 2015 by FX168 Brokers Billboard 2015

– Awarded Fastest Growing Broker 2013 at the Lagos Forex, Nigeria Expo & Conference 2013

– Awarded Best Forex Platform 2015 at the 5th China Investment Finance Expo, Nanjing

– Awarded Best Financial Trading Platform 2015 at the 8th Saudi Money Expo & Conference 2015

– Awarded Best Innovative Forex Provider 2013 by ARABCOM Group MENA 12th Forex Show 2013

– Accredited as Investors in People, Standard for Better People Management

Mobile App iOs and Android
Min. Deposit $5
Smallest lot size 0.01
Trading platforms MetaTrader 4 
Payment methods
  • Credit Card
  • Pre-paid card
  • Bank Wire
  • Skrill
  • Neteller
  • and many more…
Max. Spread 1.9 pips
Languages more than 20
Company name Trading Point Of Financial Instruments Ltd